By signing up for the Services, or providing us with your personal information for any other purpose, You agree to the terms of this Privacy Policy.
This policy will help you understand the types of information we collect from You, the purpose for which the information is collected; how the information is used; the intended recipients of such information; and how the information is protected. If you would like more details, please contact us at support@investniyom.com.
For the purposes of this policy, "personal information" means any information that can be used to identify you personally.
If you are a first-time visitor to Niyom:
If you have provided us with your email address and/or phone number:
Your email address and phone number is used to send you updates regarding the Services. You can select what communication you'd like to receive from us by modifying your account settings after you login to your account.
We may also use your information to verify your identity in the event you contact us for assistance with the site or Services.
We use cloud-based software tools to perform certain business-related functions. Examples of such functions include, maintaining databases and servers, processing text messages, phone calls, chats and emails, and marketing and sales analytics. Please note that any Service Partners or Vendors utilised by Niyom are bound by the same standards of data security practices and procedures as we are under law and contract.
Niyom has taken best and reasonable steps to ensure prevention of any unauthorised disclosure of your sensitive personal information and disclosures shall be made only in the following situations:
Disclosure for regulatory compliances: Niyom will share your information with judicial, administrative and regulatory entities to comply with any legal and regulatory requirements.
Disclosures with your prior consent: lf, at any time, you choose to utilise the integrated services of our Service Providers through us, we will share your information with these Service Providers with your prior consent.
Disclosure for provision of Services: Niyom will share your information with Vendors of Niyom as necessary for the provision of Services. Authorized Vendors are bound by the same standards of data security practices and procedures as we are under law and contract. They are subject to the same penalties as we are for the unauthorised disclosure of your personal information.
Your personal information is yours. Under Indian law, you have the right to ask us for a readable copy of all your personal information stored with us.
If you have any questions about the accuracy or safety of your information, please do contact us at the address given below:
Email: support@investniyom.com
Niyom follows industry best practices, using open and known principles when transferring and storing your data.
We believe the biggest threat to the security and privacy of your data is if someone - probably someone you know - gains access to any of your devices. Remember to keep your password safe and secret to prevent unauthorised access to your account.
If you think that the security of your account has been compromised, change your password and contact us immediately for further assistance.
Your data is transmitted between your device and our servers using HTTPS protocol for encryption. HTTPS is the technology used to create secure connections for your web browser, and is indicated by a padlock icon in your browser.
We are bound by the (Indian) Information Technology Act, 2000, and comply with all its provisions (available here). Under Section 43A of the (Indian) Information Technology Act, 2000, RTPL and all its Service Providers are obliged to maintain reasonable security procedures to safeguard your data.
Under Regulation 5 of the Information Technology (Reasonable Security and Procedures and Sensitive Personal Data or Information) Rules, 2011, we are obliged to provide every registered user of RTPL with a readable copy of the personal information you have provided us.
This Privacy Policy is published on the application/website in compliance with Regulation 4 of the (Indian) Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011.
We update this Privacy Policy periodically and we may modify the terms of this policy without prior intimation. It is your responsibility to periodically review the terms of this policy and if you do not agree with the terms of this Privacy Policy or any changes made to this policy, please stop using all Services immediately and write to us at the address mentioned above.
If you authorise Google to fetch the electronic Consolidated Account Statement from your email and send it to Niyom, the following disclosure is applicable:
"Niyom's use and transfer to any other app of information received from Google APls will adhere to Google API Services User Data Policy, including the Limited Use requirements."
To delete your Niyom account, please mail us at support@investniyom.com.